The National level Corporation is providing funds (loans) to theJ&K State Women’s Development Corporation for the women belonging tominorities at the national level viz. Muslims, Buddhists, Sikhs, Christians andliving below poverty line. The loan is being provided for establishment ofincome generating units and making women self reliant. The main schemes fundedby the National Apex Corporation through this Corporation are as under:-
|
Name of the scheme |
Maximum Loan Limit |
Interest from beneficiaries |
Repayment period (in quarterly installment) |
|
Term Loan |
Upto Rs.10.00 Lakhs |
6% |
20 |
|
Educational Loan |
Upto Rs.20.00 Lakhs (In India Upto Rs.30.00 lakhs (In Abrod) |
3% |
20 |
|
Micro Credit Loan |
Upto Rs.20.00 Lakhs |
5% |
12 |
The National level Corporation is providing funds (loans) to theJ&K State Women’s Development Corporation for the women belonging tobackward classes as notified by Central/State Government from time to time andliving below double the poverty line. The loan is being provided forestablishment of income generating units for making women self reliant. Themain schemes funded by the National Apex Corporation through this Corporationare as under:-
|
Name of the scheme |
Maximum Loan Limit |
Interest from beneficiaries |
Repayment period (in quarterly installment) |
|
Term Loan |
Upto Rs.3.00 Lakhs |
6% |
20 |
|
New Swarnima Loan |
Upto Rs. 2.00 Lakhs |
5% |
20 |
|
Educational Loan |
Rs. 10.00 lakhs (for studying within india) Rs.20.00 lakhs (for studying abroad) |
4% |
20 |
|
Micro Credit Loan |
Upto Rs.10.00 Lakhs |
4% |
20 |
The National level Corporation is providing funds (loans) to theJ&K State Women’s Development Corporation for the differently abled womenwith 40% disability irrespective of caste creed, religion and income. The loanis being provided for establishment of income generating units for making womenself reliant. The main schemes funded by the National Apex Corporation throughthis Corporation are as under:-
|
Name of the scheme |
Maximum Loan Limit |
Interest from beneficiaries |
Repayment period (in quarterly installment) |
|
Term Loan |
Upto Rs.0.50 Lakhs |
4% |
24 |
|
-do- |
Above Rs.0.50 Lakhs to Rs.1.00 Lakh |
5% |
24 |
|
-do- |
Above Rs.1.00 lakh to Rs.5.00 lakhs |
6% |
24 |
|
Educational Loan |
Rs. 10.00 lakhs (for studying within india) and Rs.20.00 lakhs (for studying abroad) |
4% |
24 |
The J&K Government is providing funds (loans) to the J&KWomen’s Development Corporation for the skilled/qualified young womenirrespective of caste, creed, religion and income. The loan is being providedfor establishment of income generating units for making women self reliant. Themain scheme funded by the J&K Government through this Corporation is asunder:-
|
Name of the scheme |
Maximum Loan Limit |
Interest from beneficiaries |
Repayment period (in quarterly installment) |
|
Term Loan |
Upto Rs.3.00 Lakhs |
6% |
20 |